401k

Managing your organization’s 401(k) plan can be a intimidating task. In addition to deadlines and commitments, you must satisfy your fiduciary responsibilities. You are expected to oversee a plan which offers flawless recordkeeping, superior investment performance and low cost. Your decisions can impact your employees’ lifestyle in retirement. ERISA laws require you to exercise the prudence and skill of an “expert.” If not, you face penalties that are not only severe, but also personal. Fines can be equal to the loss or opportunity cost, with an automatic 20% surtax. The threat of litigation is ever-present. How will you document your prudence?

By acting as partner, Clear Perspective Advisors helps retirement plan sponsors oversee the management of their investments. We provide our clients with the knowledge necessary to make informed decisions that can improve plan performance, reduce expenses, and meet your fiduciary responsibilities.

Our 401(k) plan advisory services include:

  • • Investment Policy Statements
  • • Plan Design
  • • Fiduciary Report Cards
  • • Record-keeper Search
  • • Manager / Fund Search
  • • Fee Analysis
  • • On-going Performance Evaluation
  • • Committee Education
  • • Participant Education
  • • Custom Lifecycle / Target Term Funds
  • • Plan Benchmarking

 

For more information about Clear Perspectives Advisors 401K expertise, contact us today.

Our Locations

Aurora Location

  • 201 N. Constitution Dr, Suite 2
  • Aurora IL. 60506
  • Phone: 630-780-1701
  • Fax: 630-780-1702
  • Map and Directions »

St Charles Location

Contact Us

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information. Securities offered through Ausdal Financial Partners Inc. Member FINRA/SIPC 5187 Utica Ridge Road, Davenport, IA. 52801 563-326-2064 ausdal.com. Clear Perspective Advisors and Ausdal Financial Partners are separately owned and operated companies.